Our Buyer Consultation is a great way to start the home search process because it clears up all the questions right from the start...
Our Buyer Consultation takes anywher from 30 minutes to an hour and covers many topics. By taking this short period of time up front, we re able to help you focus while we listen carefully to your housing wants and needs. Then your time isn't wasted when you're ready to go out and look at homes... you'll see only those that fit your personal Wish List! We like to start a Buyer Consultation by taking a few minutes to tell you about why you are guaranteed an excellent buying experience!
After this introduction we discuss mortgage financing. We can calculate for you the size of mortgage you will get from a bank or financial institution. We'll also advise you about methods of debt consolidation, if that is appropriate for you. As well, we can recommend a savings program and work out your purchase price based on what you feel comfortable spending every month to be a homeowner. Because of our banking contacts we can recommend several lenders that may offer you a better mortgage rate than your personal bank or trust company will willingly offer.
From there we'll go through the steps of buying a home... from the computer searching process right through to the offer presentation stage. We will explain what standard conditions are used in an offer and when and why you should have a home inspection carried out. You'll also learn how and why we analyze a home's value before you submit an Offer and how you'll avoid "over-paying" for a home.
You'll learn when and why you will be signing waivers for your conditions and we'll relate where the lawyer fits into the process and takes over the file. We'll also give you an idea of what your closing costs will total.
Finally, we ll describe our After Sales Service Program. Once the offer has been accepted, we don't want you to feel alone out there! We'll keep in touch almost weekly by phone and letter. You'll receive information about several special offers that we've negotiated for our clients. We can even help you with packing boxes and arrange a myriad of little details on your behalf.
We truly believe the better educated you are about buying a home the more you will enjoy the process. Why? Because you will be in control of the transaction!
The next step is the most important to us and this is when you get to talk and we just listen. We want to know your wishes and dreams for your new home... no matter how wild. We want to know your thoughts, not only about the bricks and mortar of the home, but about your emotional needs as well.
With your Wish List information all written down along with our financial calculations, we can now help you assess reality versus fantasy. Perhaps you can afford more than you think... perhaps the neighbourhood you would like to live in is not affordable for you and you must downscale a bit to fit your comfort-zone budget. Buying a home is always about making a series of compromises and this is where you may have to decide what features from your Wish List you are willing to give up in order to achieve your dream home. Even those lucky few with a "sky is the limit" budget may still have a problem finding that absolutely perfect house.
What's the next step? When you're ready to begin the process simply give us a call to set up an appointment. The consultation is held in a relaxed and informal atmosphere and there are no papers to sign or obligations to meet on your part. Isn't this the best way to begin, what may be, a relationship that will help you make what is possibly the biggest investment of your life?
You can call or email to set up an appointment. Just call 905-668-1800 or email keith@livingindurham.com.
To your next home!