Fabulous Family Home In Sought After Area. Huge 60' X 138' Lot With Inground Pool(Liner 2009),Perennial Gardens. This Gorgeous Home Comes With Finished Basement, Cold Cellar & Workshop. Master Br With Ensuite, Fireplace In Family Room Overlooking Private Backyard. This Great Family Home Located On A Quiet Cres Close To Schools, Parks & Transit. **** EXTRAS **** Includes: Fridge, Stove, B/I Dishwasher, Washer, Dryer, Freezer, Pool Equipment. Excludes: Chandelier In Dining Room.

Rare Private 10 Acre Property Minutes To Downtown Brooklin

Custom Built 5 Bedroom,5 Bathroom Home With Incredible Southern Views.Sensational Gourmet Kitchen With Custom Cabinetry,Granite Countertops & Tumbled Stone Backsplash.Spectacular Great Room With 22Ft Ceilings,Floor To Ceiling Stone Fireplace & Loft.Inviting Master W 4Pc Ensuite,Walk-In Closet & Private Covered Deck.This Paradise Includes Streams,Woods And Rolling Topography.**** EXTRAS **** ***Stunning 9Ft Ceilings On Main And Basement***Multiple Spacious Bedrooms With Ensuites.Professionally Finished Lower Level Entertainment Area With Media Room,Exercise Room And Walk Out.New Professional Paint And Carpeting Throughout.

This Beautiful Townhome Shows Like A Model!

Rich Plank Flooring Throughout The Main Floor, Upgraded Galley Style Kitchen With Large Pantry & Chefs Desk. Wonderful 9 Ft Ceilings, Walkout To Deck From The Dining Room. Master Has Walkin Closet, Home Also Has Full Walkout Basement. Extras include Fridge, Stove, Washer and Dryer, All Less Than One Year Old.

Fantastic Starter! Call The Keith Williams Team Today!

This Home is Brand New Throughout!

Brand New, Everything About This 4 Level Sidesplit Is Brand New. New 4Pc Bath & New 2 Pc Bath, New Shingles, New Windows, New Kitchen, New Interior Doors, New Exterior Doors, New Garage Door, New Furnace & C/A With Trans Warranty, New Dble Paved Drive. Main Floor Family Room With Woodburning Fp And Walkout To New 12' X 16' Deck With Great Backyard.

Everything Is Done, Place Your Furniture!

Custom Home On Lakefront!!

This Home Is Close To Town, Very Unique Design With Huge Great Room, Floor To Ceiling Stone Fireplace, Raised Panelled Den, 3 Large Bedrooms, All Over Looking The Lake. Master Has 5Pc Ensuite, Walk-In Closet And Walkout To Private Deck Overlooking The Lake.

This Is Builders Own Home And Occupied By Him, Priced As Is Or Have Builder Complete With Your Choices Of Finish Materials. Ie. Flooring, Light Fixtures, Paint Etc....

Open House This Sat & Sun 1-3***

If Interested In Being Different From The Rest, Give Us A Call To View!!

     This Well Maintained Home Is In The South Courtice Area. The Home Boasts 4 Bedrooms, 3 Washrooms, Master Has W/I Closet With 5PC Ensuite.

     The Beautiful Oak Stair Case Leads You To The Main Floor That Has Open Foyer W/Cathedral Ceiling. Hardwood Floors Throughout, Stunning Kitchen With Upgraded Cupboards, Ceramic Backsplash, Large Breakfast Area With Walk-Out To Fenced Yard. Home Has Garage Entry and Main Floor Laundry.

View This Home and Prepare To Fall In Love!

Call Keith Williams Today!!

Well Maintained Home On Oshawa/Courtice Border!

Main Floor Boasts Hardwood & Ceramic Tile, Sunken Living Room With Gas Fireplace, Upgraded Kitchen With Extensive Cabinets. Winding Staircase Leads To Master Bedroom Which Has 5Pc Ensuite With Soaker Tub & Separate Shower, Huge Walk-In Closet.

Central Air Conditioning, 2-Tiered Deck In Yard, Interlock Patio Stones with Perennial Gardens, 1 1/2 Car Garage with Loft Storage.

 Call Keith & See It Before It's Gone!!!

Brand New Detached Bungalow Offers Gleaming Hardwood Floors, Decorative Pillars, Great Family Room With Vaulted Ceilings and Stone Fireplace. Master Bedroom With 5PC Ensuite and Walk-In Closet.

Large Bright Kitchen with Dark Cabinetry and Pot Lighting Enhances The Overall Kitchen Design. Breakfast Bar Seating and Walkout To The Yard.

Beautiful Oak Staircase Leads To The Basement Where Is Great Potential With The High Ceiling and Large Open Space.

For Your Personal Tour, Call Keith

This great investment property awaits its buyer!

This raised bungalow features legal one bedroom basement apartment! Very clean and well kept, great neighbourhood, close to fantastic schools and plaza is a short walk from the door step.

At this moment the upper level of the home incomes $1185 per month while the lower level receives $645 for the basement plus half utilities.

Extras: 2 fridges, 2 stoves, garage door opener and remote, all elf's. Backs onto park, great place to raise the family!!!

If this property infatuates you! Call Keith for a personal viewing!!

This gorgeous property is located in an exclusive enclaveof beautiful homes bordering the renowned "Camp Samac." Very private, the court features architecturally unique homes with little traffic flow. Perfect for the professional family who needs plenty of room to entertain, this home is a short, 10 minute walk to the campus of UOIT and Durham College.

This lovely home is finished Top to Bottom with beautiful, manicured lawns and gardens! The main floor features formal rooms that easily flow from one to another, perfect for entertaining or intimate gatherings!

Professionally painted and decorated throughout, custom features include numerous built-in cabinets and bookcases, hardwood, ceramic and slate floors, 5 Washrooms, a stunning master bedroom with cathedral ceilings, library with custom built bookcases, 2nd floor laundry with built-in cabinets, a professionally finished basementwith wet bar equipped with built-in dishwasher, in-ground sprinklers with rain sensor, custom window treatments, gorgeous in-ground swimming pool with interlocking patio and much, much more!

For a personal view, call The Keith Williams Team today at 905-668-1800 or Toll Free at 1-800-663-7119!

April Experiences Record Number of Buyers and Sellers

Durham Region, Ontario - Wednesday, May 12, 2010

Greater Toronto REALTORS® reported 10,898 sales through the Multiple Listing Service® (MLS®) in April, representing a 34 per cent increase compared to April 2009. There were also 20,683 new listings in April – a 59 per cent annual increase. Both the sales and new listings results amounted to new records for the month of April under the current Toronto Real Estate Board (TREB) boundaries. “The GTA resale market is functioning properly. Sales were high as buyers continued to take advantage of affordable home ownership opportunities. Listings grew as home owners reacted to strong sales and price growth,” said Toronto Real Estate Board President Tom Lebour.

“More balanced market conditions will result in sustainable rates of annual price growth in the second half of 2010.” The average price for April transactions was $437,600 – up 13 per cent compared to the average of $385,641 recorded in April 2009. “Home sales continue to be driven by many different segments of the market, with sales growth for all major home types in both the City of Toronto and surrounding 905 regions,” said Jason Mercer, TREB’s Senior Manager of Market Analysis. “Home sales will remain strong in the second half of 2010, but will slip from the current record pace as borrowing costs rise.”

The Real Estate Council of Ontario (this industry's self-governing body) requires real estate agents to work for either the buyer or the seller.

If you are not proactive in hiring your agent to represent you, then "your" agent may in fact be working for the seller of the house you eventually buy. This could lead to a huge conflict of interest between the parties involved and leave you without the representation you are entitled to.

When a seller puts their home on the market, they sign a listing contract with their agent to both represent and put their interests first.

When a buyer wants representation, they hire "their" agent by signing what is essentially the same contract but is know under a different name, The Buyer Representation Agreement.

Single-detached housing values remain slightly off peak 2008 levels in 27 per cent of TREB districts

Mississauga, ON (January 28, 2010) - Despite limited inventory levels in the Greater Toronto Area (GTA) in the latter half of the year, double-digit price appreciation failed to materialize in the single-detached housing category in 2009, says RE/MAX Ontario-Atlantic Canada.

In fact, an in-depth analysis by RE/MAX of 63 districts within the Toronto Real Estate Board found that detached housing values in 27 per cent of districts remained slightly off 2008 levels, while 57 per cent reported price appreciation of less than five per cent in 2009. Sixteen per cent of districts recorded an increase in average price in excess of five per cent. No double-digit gains were noted.

"There is simply no evidence of a housing bubble," says Michael Polzler, Executive Vice President, RE/MAX Ontario-Atlantic Canada. "While sales were up considerably over one year ago-and supply was tight in many of the city's hot pocket areas-the expected surge in average price did not occur. Buyers remained cautious in their pursuit of homeownership-with most unwilling to overpay for the privilege."

As an Astrum Member, I can provide you with access to exclusive mortgage rates that are not available through any other mortgage broker or chartered bank in Canada. These low rates could save you several thousands of dollars on your mortgage!

It's easy to apply and the entire process can be completed from the comfort of your home. Call us for details and we will show you how to get started.

Great Mortgage Rates:

1.70%   5-year variable/closed

2.79%   3-year fixed/closed

3.39%   5-year fixed/closed

Terms and conditions apply. Mortgage rates subject to change. Available mortgages only and subject to Astrum Financial Services Inc. lending criteria for residential properties. Transaction must include an AstrumStar member. Astrum Financial Services Inc. reserves the right to discontinue or amend the terms and conditions at any time. Astrum Financial Services Inc. FSCO #11936.

The proposal is that an amended bylaw will handle applications for secondary units in homes on a general basis. This includes permitting accessory apartments in single detached dwellings with a minimum frontage of 10.5 metres and semi-detached dwellings with a minimum frontage of 10 metres, as long as they comply with safety standards.

What this really means is that if you want to have a basement apartment and are not legally zoned for one, you'll no longer have to spend the $6,000.00 to apply to a zoning amendment; you simply have to comply with the by-law and safety requirements. My interpretation is that as a landlord, you'll no longer face the threat of being "shut down" because of a zoning infraction. That is huge.

It is important to comply with safety standards, which implies fire safety. Failure to address fire safey compliance could mean big trouble if there was a fire or claim against you by a tenant. There is always a chance your insurance provider could contest the claim if it were proven you didn't comply with fire safety standards.

Visit the Town of Whitby website for more information.

From a real estate perspective this will create more value for homes with basement apartments and make it more attractive for those home buyers or investors who want to purchase with the idea of renting. When done properly, this is a win-win-win for all parties involved; the landlord, the tenant and the municipality.

• Go to your local bank branch (only recommended if you already have a mortgage there)
• Ask your Realtor (will recommend lenders they deal with) and ask your Realtor if they are getting a referral fee from the lenders they recommend
• Look on the Internet
• Check your credit score by ordering "Score Power" or visit www.Equifax.ca. Cost is $23.95 Cdn and can be ordered right over the Internet.

That's the skinny of it.

Here are a few more points that you may not know:

It pays to know your credit score right from the start. If it's high, you may be able to negotiate better rates.

Mortgage Brokers can compare rates among different lenders. They are very accessible and can work with you in their office, over the phone or at your home. They are also great for people with credit blips or situations that are "outside the box."

Most of the big banks have Regional Teams of Moblie Mortgage Managers. If you're going to deal with one of the major banks, this is the way to go and any Realtor can hook you up with one. They are accessible 7 days a week, service is better and rates may even be better than at the branch level.

Get a full mortgage approval prior to looking at homes. You may save thousands of dollars more off the purchase price of the home you're buying if you can give your agent a full mortgage approval right up front.

Your lender must run a "Credit Report" as part of your mortgage approval. An over-the-net pre-qualification is not an approval for financing.

1.75%* 5-year variable/closed

2.89%* 3-year fixed/closed

3.45%* 5-year fixed/closed

* Terms and conditions apply. Mortgage rates subject to change. Available mortgages only and subject to Astrum Financial Services Inc. lending criteria for residential properties. Transaction must include an Astrum member. Astrum Financial Services Inc. reserves the right to discontinue or amend the terms and conditions at any time. Astrum Financial Services Inc. FSCO #11936.

 TORONTO, December 3, 2009

 Greater Toronto REALTORS® reported 7,446 sales in November – slightly more than double the November 2008 result when GTA home sales had dipped makedly due to the economic downturn. Year-to-date sales were up 14 per cent compared to the first 11 months of 2008.

“Increased resale home transactions in the Toronto area and country-wide played a key role in pushing the Canadian economy out of recession in the third quarter.”

The average price for November transactions was up 14 per cent year-over-year to $418,460. The average price year-to-date was up four per cent to $394,464.

“Very strong annual growth rates for sales and average price should be expected through the first quarter of 2010, because we will be comparing the current recovery to the housing market decline experienced last winter," according to Jason Mercer, TREB's Senior Manager of Market Analysis.

“As we move into the spring, growth rates will move to more sustainable levels.”