Priceless View Overlooking Kendal Hills, Ganaraska Valley And Lake Ontario! 5000 Sq.Ft.+ 1900 Sq.Ft. Of Unfinished Basement Space. 85 Acres Of Rolling Land And Forest. 7Km Of Trails For Atv's, Snowmobiling, X-Country Skiing, Walking Etc.. 3 W/O From Home To 20 X 40Ft Pool With Slide & Night Lighting + 10 Hot Tub. Large Double Tandem Garage. Approx 5Km East Of 115/35 On Taunton/Conc 6. This Ten Year Old Home Has Too Many Features To List!!!

2nd Floor Has Separate Entrance To Nanny/In-Law Suite Which Features Large Family Room, Kitchen, Full Bath And Bedroom. Year Round Wildlife; 2 Decks; Firepit On Back Deck; Main Floor Laundry; Central Vac; Security System; Huge Room Sizes!

View This Stunning Dream Home Today! Call The Keith Williams Team 905-668-1800!

Gorgeous Home In Small Enclave Of Executive Properties In Popular Port Of Newcastle Area ~ Approximately 4800 Sq Ft Of Fin. Living Space, Ideal For Executive Lifestyle, Lg Or Extended Family. Armour & Tumbled Stone Entry To Lg Formal Front Foyer W/Solid Hrdwd Flr & Curved Staircase To 2nd Level. Huge Gourmet Eat-In Kit W/Ceramic Flr & W/O To Fully Fenced Rear Yard. Lg M/F Family Rm W/Gas Fp W/Custom Antique Mantle. Formal Living Room Overlooks Lg Sunken Dining Rm W/Decorative Pillars. Private M/F Office W/Hrwd Flr, French Doors & Cathedral Ceiling. M/F Laundry W/Interior Garage Entry. Master Retreat W/5Pc Ensuite Bath, Lg Sunken 2nd Bdrm W/5Pc Semi-Ensuite, 2 Further Well Sized Bedrooms W/Ensuite Baths. Fully Finished Basement W/Open Concept Rec Room, Games Area, 5th Bedroom & 3Pc Bath. Just 45 Minutes From Toronto!

Call The Keith Williams Team Today To View This Gorgeous Home 905-668-1800!

Location & Quality All Rolled Into One!! Minutes To Waverly/401 Exit And Proposed Go Train Extension Behind Canadian Tire; Popular Sports Complex & Restaurants, Theatre, Main Shopping & Historic Downtown.

Spacious 4-Level Back Split, One Of A Larger & Open Concept Layouts On Street. Updated Flooring. Newer Eat-In Kitchen-Maple Cupboards. Lower Level With Side Entrance & Walk-Out From Family Room To Private & Fully Fenced Yard. Inside Entrance To Garage From Foyer.

To View This Lovely Home Call The Keith Williams Team 905-668-1800!

Step Inside & You'll Be Impressed With This Open Concept Modern Home. Main Floor Family Room, Spacious Master Bedroom With Ensuite Featuring Separate Shower. New Broadloom Throughout. Cozy Front Verandah To Enjoy Evening Sunsets. Basement Is Partially Finished With Rec. Room & 4th Bedroom.

Inclusions: B/I Dishwasher, All Elfs, All Blinds, Central Air, Rough In Central Vac.

Call The Keith Williams Team To View This Home Today 905-668-1800!

This 3 Bedroom Tribute Townhouse Is Located In The Heart Of The Village Of Brooklin! Just Steps From Schools, Shopping, Parks And Other Amenities. The Kitchen Has Upgraded Cabinets And Is Open To The Main Floor Family Room Which Has A Gas Fireplace. There Is A Very Large Master Bedroom With A 4 Pc Ensuite And W/I Closet. This Approx 1500 Sq Ft Home Is In Very Good Condition And Is Priced Attractively To Sell Quickly!

Call Keith Today Before Its Gone! 905-668-1800

Clean & Pristine 4 Bedroom Family Home in Northeast Whitby! This Home Is In Move-In Condition And Includes All The Demand Features! A Large, Family Sized Eat-In Kitchen With Ceramic Floors Overlooks The Family Room With Cozy Gas Fireplace. This Home Also Features A Main Floor Laundry, Master Ensuite With Separate Shower & Corner Soaker Tub, All Brick Exterior, Pool Sized Fully Fenced Yard, Full 2 Car Garage With Access Through The Laundry Room, 4 Bedrooms & So Much More! This Home Is Located On A Quiet Crescent And Is Within The Demand Sinclair Secondary School Catchment Area.

Include: Fridge, Stove, Washer, Dryer, B/I Dishwasher, All Elfs, All Window Coverings, Egdo And Remotes, Cac (3 Year Old Carrier). Yard Fully Fenced, Newer Garage Doors, Lovely Curb Appeal.

View This Lovely Home Today! Call The Keith Williams Team at 905-668-1800!

Excellent Location! On Bus Route & Close To Durham College/Uoit! Get In While Rates Are Low. This Home Features A Large Fully Fenced Yard, Plenty Of Parking Space, Finished Basement W/Supplementary Gas Stove For Heating, If Desired. Hardwood Flooring In All Bedrms, Eat-In Kitchen & So Much More! Dont Wait, Its Not Going To Last Long!

Call The Keith Williams Team Today 905-668-1800!

The Real Estate Council of Ontario (this industry's self-governing body) requires real estate agents to work for either the buyer or the seller.

If you are not proactive in hiring your agent to represent you, then "your" agent may in fact be working for the seller of the house you eventually buy. This could lead to a huge conflict of interest between the parties involved and leave you without the representation you are entitled to.

When a seller puts their home on the market, they sign a listing contract with their agent to both represent and put their interests first.

When a buyer wants representation, they hire "their" agent by signing what is essentially the same contract but is know under a different name, The Buyer Representation Agreement.

All Brick 2617 Sq. Ft. Tribute Built Home, Popular 'Maynard/Cochrane' Model, On A Premium Pie Shaped Lot In Desirable Brooklin!

Features: Large Kitchen With Granite Counter Tops, Pantry & Eat-In Area!Family Room Boasting Two Storey Ceiling, Palladian Window & Gas Fireplace! Separate Formal Dining Room W/Coffered Ceiling, Formal Living Room! Main Floor Laundry With Lots Of Upper Cupboards & Direct Access To Garage! Master Bedroom With W/I Closet, Ensuite W/Separate Shower & Soaker Tub! In-Law Apartment In The Basement With Kitchen, Living Area, Bedroom & 3 Pc Bath! Interlock Pathway To Porch & Front Door & Mature Fruit Trees In Large Fenced Rear Yard!

All Within Walking Distance To Public & Catholic Schools, Churches & Convenience Stores!

View This Home Today! Call The Keith Williams Team At 905-668-1800!

An Absolute Outstanding Home! Offering Approximatley 2158 Sq.Ft., 2 Storey With Approx 1000 Sq. Ft. Professionally Finished Basement. Eat-In Kitchen With W/O To Deck & Fenced Yard. Upgraded Kitchen With Pantry. Main Floor Family Room W/ Gas Fireplace. Master Features Walk-In Closet & 4Pc Ensuite. Professionally Landscaped Yard With Deck & Gas Hook Up For Bbq. Recroom W/ Gas Fireplace. Perfect Home For Entertaining! Divine From Top To Bottom & A Joy To View!

Included In Purchase Price: C/A, C/V, 2 Garage Door Openers, Window Coverings, Elfs, Built-In Dishwasher, Refrigerator, Stove, Washer, Dryer (Appliances As Is) And Shed

Call The Keith Williams Team Today To View This Wonderful Home! 905-668-1800 

As an Astrum Member, I can provide you with access to exclusive mortgage rates that are not available through any other mortgage broker or chartered bank in Canada. These low rates could save you several thousands of dollars on your mortgage!

It's easy to apply and the entire process can be completed from the comfort of your home. Call us for details and we will show you how to get started.

Great Mortgage Rates:

1.70%   5-year variable/closed

2.79%   3-year fixed/closed

3.39%   5-year fixed/closed

Terms and conditions apply. Mortgage rates subject to change. Available mortgages only and subject to Astrum Financial Services Inc. lending criteria for residential properties. Transaction must include an AstrumStar member. Astrum Financial Services Inc. reserves the right to discontinue or amend the terms and conditions at any time. Astrum Financial Services Inc. FSCO #11936.

Single-detached housing values remain slightly off peak 2008 levels in 27 per cent of TREB districts

Mississauga, ON (January 28, 2010) - Despite limited inventory levels in the Greater Toronto Area (GTA) in the latter half of the year, double-digit price appreciation failed to materialize in the single-detached housing category in 2009, says RE/MAX Ontario-Atlantic Canada.

In fact, an in-depth analysis by RE/MAX of 63 districts within the Toronto Real Estate Board found that detached housing values in 27 per cent of districts remained slightly off 2008 levels, while 57 per cent reported price appreciation of less than five per cent in 2009. Sixteen per cent of districts recorded an increase in average price in excess of five per cent. No double-digit gains were noted.

"There is simply no evidence of a housing bubble," says Michael Polzler, Executive Vice President, RE/MAX Ontario-Atlantic Canada. "While sales were up considerably over one year ago-and supply was tight in many of the city's hot pocket areas-the expected surge in average price did not occur. Buyers remained cautious in their pursuit of homeownership-with most unwilling to overpay for the privilege."

This Fabulous Raised Bungalow Is Located On A Quiet Crescent & Sits On A HUGE Pie-Shaped Lot! This Home Has Many Wonderful Features: Ceramics, Pine Plank Flooring, Main Floor Laundry Rm Off Kitchen, Finished Walk-Out Basement, 2 Skylights, 3 Season Sunroom, 2 Car Garage W/Direct Access To The House, C/Air, C/Vac & So Much More! This Home Is Bright, Sunny & Clean Throughout!

Incredible Backyard! Truly An Entertainer's Delight! Walk-Out From The Sunroom To The Backyard Featuring: Large Deck, Above Ground Pool With Decking, Decorative Bridge, Interlocking & Perennials Galore! Close To All Amenities; Walk To Shopping, Bus, S.T.Worden P.S.

Include: All Window Coverings, Elfs, Broadloom Where Laid, Built-In Dishwasher, Cac, Cvac, Egdo & Remotes, Above Ground Pool & Equip, Shingles'03, Furnace'07

To View This Wonderful Home Call The Keith Williams Team Today 905-668-1800!

The proposal is that an amended bylaw will handle applications for secondary units in homes on a general basis. This includes permitting accessory apartments in single detached dwellings with a minimum frontage of 10.5 metres and semi-detached dwellings with a minimum frontage of 10 metres, as long as they comply with safety standards.

What this really means is that if you want to have a basement apartment and are not legally zoned for one, you'll no longer have to spend the $6,000.00 to apply to a zoning amendment; you simply have to comply with the by-law and safety requirements. My interpretation is that as a landlord, you'll no longer face the threat of being "shut down" because of a zoning infraction. That is huge.

It is important to comply with safety standards, which implies fire safety. Failure to address fire safey compliance could mean big trouble if there was a fire or claim against you by a tenant. There is always a chance your insurance provider could contest the claim if it were proven you didn't comply with fire safety standards.

Visit the Town of Whitby website for more information.

From a real estate perspective this will create more value for homes with basement apartments and make it more attractive for those home buyers or investors who want to purchase with the idea of renting. When done properly, this is a win-win-win for all parties involved; the landlord, the tenant and the municipality.

• Go to your local bank branch (only recommended if you already have a mortgage there)
• Ask your Realtor (will recommend lenders they deal with) and ask your Realtor if they are getting a referral fee from the lenders they recommend
• Look on the Internet
• Check your credit score by ordering "Score Power" or visit www.Equifax.ca. Cost is $23.95 Cdn and can be ordered right over the Internet.

That's the skinny of it.

Here are a few more points that you may not know:

It pays to know your credit score right from the start. If it's high, you may be able to negotiate better rates.

Mortgage Brokers can compare rates among different lenders. They are very accessible and can work with you in their office, over the phone or at your home. They are also great for people with credit blips or situations that are "outside the box."

Most of the big banks have Regional Teams of Moblie Mortgage Managers. If you're going to deal with one of the major banks, this is the way to go and any Realtor can hook you up with one. They are accessible 7 days a week, service is better and rates may even be better than at the branch level.

Get a full mortgage approval prior to looking at homes. You may save thousands of dollars more off the purchase price of the home you're buying if you can give your agent a full mortgage approval right up front.

Your lender must run a "Credit Report" as part of your mortgage approval. An over-the-net pre-qualification is not an approval for financing.

1.75%* 5-year variable/closed

2.89%* 3-year fixed/closed

3.45%* 5-year fixed/closed

* Terms and conditions apply. Mortgage rates subject to change. Available mortgages only and subject to Astrum Financial Services Inc. lending criteria for residential properties. Transaction must include an Astrum member. Astrum Financial Services Inc. reserves the right to discontinue or amend the terms and conditions at any time. Astrum Financial Services Inc. FSCO #11936.

Housing performance expected to accelerate in 2010, as economic stability returns to Canadian markets, says RE/MAX

Fifteen markets to set new records for average price in 2009

In the midst of one of the most tumultuous economic periods in recent history, residential real estate has proven to be a safe harbour, with sales and average price expected to post gains in most major Canadian cities in 2009, according to a report released by RE/MAX.

The RE/MAX Housing Market Outlook for 2010 examined residential real estate trends in 23 markets.  The report found that sales are forecast to recover in almost all major centres by year-end 2009, led by an anticipated 45 per cent increase in Greater Vancouver. Two markets --Ottawa and Quebec City -- are expected to hit historic highs in the number of homes sold.  Average price should post new records in 65 per cent of markets surveyed this year.   As economic performance ramps up across the country, so too will residential real estate.  Eighty-three per cent of markets (19/23) are expecting sales to increase over 2009 levels while housing values are forecast to escalate in 91 per cent (21/23) of Canadian centres in 2010.  The remaining markets will match 2009 levels.

Approximately 465,000 homes are expected to change hands nationally in 2009, a seven per cent increase over one year ago.  Canadian housing values are forecast to close the year at $318,000, up five per cent from $303,594 in 2008. By year-end 2010, the number of homes sold is predicted to climb another two per cent to 475,000 units.  The average price of a home is also expected to experience an uptick, rising two per cent to $325,000 – the highest level in Canadian history.

2009 was, without question, the year of the house.  Real estate not only defied industry and analysts’ predictions in 2009—it’s performance went well beyond the realm of expectation by boosting consumer confidence levels and ultimately kick starting the national economic engine.  While low interest rates were a principle factor driving home buying activity, no one can discount the value that Canadians place in owning a home.

The upswing in residential housing values speaks volumes.  By year-end 2009, average price is expected to increase in 15 of the 23 markets surveyed, led by St. John’s, NF (15 per cent); Quebec City, QC (eight per cent); Regina, SK (seven per cent); Saint John, NB (six per cent); and Winnipeg, MB, Ottawa, ON, and Greater Toronto, ON (five per cent). Other noteworthy developments include shattered price benchmarks in Greater Vancouver at $600,000; Toronto at $400,000; Ottawa at $300,000; and Quebec City and St. John’s at $200,000.   St. John’s will once again lead the country in terms of percentage increase in average price in 2010 with a projected upswing of 11 per cent.  Quebec City and Regina are expected to experience escalation of six per cent, while Calgary, Kelowna, and Victoria are forecast to climb five per cent next year.  Victoria, Kelowna, Edmonton and Calgary – all down marginally in 2009 – are all positioned for growth in 2010.

Some of the greatest percentage gains were reported in Western Canadian markets in 2009– demonstrating the higher the peak, the lower the valley.   That said, the recession barely registered on year-over-year activity in most major centres.  The economic fundamentals in place going forward ideally position the ten provinces, and the sector overall, for further growth.

The major frontrunners in terms of unit sales appreciation in 2010, are all located in Western Canada , including Kelowna with an anticipated upswing of 10 per cent in housing sales; Calgary with an expected increase of eight per cent: and Victoria, which  rounds out the top three with a seven per cent hike forecast for unit sales. 

A number of factors will help prop up activity going forward, including improved economic conditions, continued low interest rates, rising consumer confidence and solid capital spending which will buoy employment.  Inventory will once again assume the wildcard role, with any decline placing upward pressure on prices.  Multiple offers will remain the exception in most markets, more commonplace on quality entry-level product which remains in tight supply. 

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Analysis:

 Forget about 2010 forecasts. The market has been exceptionally strong since June of 2009. Demand continues to be high. Sales year to date are 11% higher than for the same period in 2008.

What is the key to getting the highest price? The answers to this question continue to elude many home-sellers. With continued low interest rates, strong immigration to the Durham Region and stable house prices the current and upcoming periods will remain among the best opportunities for the first time homebuyer, move-up buyers and investors in real estate.

 TORONTO, December 3, 2009

 Greater Toronto REALTORS® reported 7,446 sales in November – slightly more than double the November 2008 result when GTA home sales had dipped makedly due to the economic downturn. Year-to-date sales were up 14 per cent compared to the first 11 months of 2008.

“Increased resale home transactions in the Toronto area and country-wide played a key role in pushing the Canadian economy out of recession in the third quarter.”

The average price for November transactions was up 14 per cent year-over-year to $418,460. The average price year-to-date was up four per cent to $394,464.

“Very strong annual growth rates for sales and average price should be expected through the first quarter of 2010, because we will be comparing the current recovery to the housing market decline experienced last winter," according to Jason Mercer, TREB's Senior Manager of Market Analysis.

“As we move into the spring, growth rates will move to more sustainable levels.”